Becoming debt free is the main objective of many people who have build up credit debts, over the last few years.
It is a worldwide problem and in the UK steps are in place to protect those people who opt for protection under the Individual Voluntary Arrangement (IVA) scheme. For a full detailed report on the new code of conduct with regard to the IVA, I would suggest that you read the following, which comes into effect from February 1st.
http://www.guardian.co.uk/money/2007/dec/16/debt
However, according to the Press Association, banks are actually pressurising people to take our further loans to clear off the debts they cannot afford to pay now. What a vicious circle. You can check out their report here ...
http://ukpress.google.com/article/
ALeqM5j5N4Ro7v7P5OBszxBDSKC2yKdRuQ
Obviously there will always be people who slip into debt through no fault of their own, i.e. health, redundancy, recessions etc. but in a lot of cases debt is due to one thing only and that is bad financial management.
I certainly believe that financial management, or budgeting, should be taught from a very early age and in school. It should really be part of the curriculum. The reason why I believe this is because during a period of my life, when helping others with their business plans etc, I was surprised to find that a lot of people did not even know how to fill out a cheque!
Amongst some of the ebooks I have written, you will find a simple system of generating money at http://www.ez4u2gowebbusiness.com/indexmain.htm - this is an eBook which I am going to relaunch and for anyone who purchases it, they will get the updated new version.
It is definitely one way of becoming debt free.
Aine
Debts Challenge
Sunday, December 16, 2007
Tuesday, August 21, 2007
Inspirational Tee Shirts - Debt - Fun
What has inspirational tee shirts,debt and fun all got to do with each other?
The simple matter is, by creating inspirational tee shirts within no time you will be on the road out of debt and at the same time having loads of fun.
This is an incredibly easy way of making money. All you have to do is to select some photos or graphics which inspire you, have them put on items and then sell them to anyone who likes them.
They have a very active forum. I've just spent the last hour in there and the information is excellent.
Can you imagine the fun you will have creating your own designs and then what about selling them and putting some money back into your pocket. It does'nt even cost anything to get started!
When I have the time, I am definitely going to do it myself because I have been carrying around in my head a lovely idea for the last few years.
Please can someone just tell me where more hours can come from.
In the meantime do give this idea some serious thought. The tee shirts can of any design you can think of, they obviously don't have to be just inspirational tee shirts.
Aine
Debts Challenge - Have Fun in Debt
The simple matter is, by creating inspirational tee shirts within no time you will be on the road out of debt and at the same time having loads of fun.
This is an incredibly easy way of making money. All you have to do is to select some photos or graphics which inspire you, have them put on items and then sell them to anyone who likes them.
They have a very active forum. I've just spent the last hour in there and the information is excellent.
Can you imagine the fun you will have creating your own designs and then what about selling them and putting some money back into your pocket. It does'nt even cost anything to get started!
When I have the time, I am definitely going to do it myself because I have been carrying around in my head a lovely idea for the last few years.
Please can someone just tell me where more hours can come from.
In the meantime do give this idea some serious thought. The tee shirts can of any design you can think of, they obviously don't have to be just inspirational tee shirts.
Aine
Debts Challenge - Have Fun in Debt
Tuesday, August 07, 2007
Debts Challenge - Relaunch
I am in the final throws of relaunching Debts-Challenge's Help With Debt Problem System.
In the new edition there will be more information to help anyone who wants to get out of debt and at the same time, even have fun while you are in debt. Just because you have debts does not mean that you can't afford to have fun as well. Believe me, there are loads of ways that you can give your family memorable days without spending a fortune, even holidays ...
I've also written a new large section within the ebook which shows a method you can use for earning money without any assistance from anyone else other than yourself and working at home online. It is completely free to get going. It doesn't require you to ask anyone to sign up etc, as so many internet marketing systems do.
For all those who have previously bought the original eBook, I shall be sending each and every one of you a free copy. It's my intention to update this eBook yearly and anyone who buys will get an update, as long as they send me their receipt.
Wishing you debt free happiness.
Aine
Debts Challenge - Have Fun in Debt
In the new edition there will be more information to help anyone who wants to get out of debt and at the same time, even have fun while you are in debt. Just because you have debts does not mean that you can't afford to have fun as well. Believe me, there are loads of ways that you can give your family memorable days without spending a fortune, even holidays ...
I've also written a new large section within the ebook which shows a method you can use for earning money without any assistance from anyone else other than yourself and working at home online. It is completely free to get going. It doesn't require you to ask anyone to sign up etc, as so many internet marketing systems do.
For all those who have previously bought the original eBook, I shall be sending each and every one of you a free copy. It's my intention to update this eBook yearly and anyone who buys will get an update, as long as they send me their receipt.
Wishing you debt free happiness.
Aine
Debts Challenge - Have Fun in Debt
Sunday, June 24, 2007
Thank God For Positive Thinking - Bill Cullen Review
As it was a beautiful sunny day today, I took some time out to relax and read Bill Cullen's - 'It's A Long Way From Penny Apples. I've been reading it for a few weeks now as I can only snatch a few minutes here and there but I will get to the end one day.
It is a fantastic read. Bill Cullen relates his early life living in Dublin. The poverty his family went through, beggars belief - yet the strength and determination they had is also unbelieveable. Even though they had nothing, they were always finding ways to improve their lives.
I've put the link on the page and, as you can see, you can buy it for peanuts if you don't mind a second hand copy.
I've yet to reach the point where he starts to make his millions and this from a man who had to wrap his feet in newspaper to keep out the cold!
With the right thinking - positive thinking - we can achieve anything we set our mind to. Not forgetting that this blog is about debt - focussing on being free of debt, will bring that thought into reality. It is, afterall, the law of attraction!
Don't forget you can get a FREE REPORT on your debts challenge - or maybe I should rename it, help-with-debt-problem.
Also still on a positive note, check out this site. There is a FREE REPORT there as well!
Aine
Debts Challenge - Have Fun in Debt
It is a fantastic read. Bill Cullen relates his early life living in Dublin. The poverty his family went through, beggars belief - yet the strength and determination they had is also unbelieveable. Even though they had nothing, they were always finding ways to improve their lives.
I've put the link on the page and, as you can see, you can buy it for peanuts if you don't mind a second hand copy.
I've yet to reach the point where he starts to make his millions and this from a man who had to wrap his feet in newspaper to keep out the cold!
With the right thinking - positive thinking - we can achieve anything we set our mind to. Not forgetting that this blog is about debt - focussing on being free of debt, will bring that thought into reality. It is, afterall, the law of attraction!
Don't forget you can get a FREE REPORT on your debts challenge - or maybe I should rename it, help-with-debt-problem.
Also still on a positive note, check out this site. There is a FREE REPORT there as well!
Aine
Debts Challenge - Have Fun in Debt
Friday, June 22, 2007
Have Fun In Debt - You Can!
Have Fun In Debt!
Just because you are in debt, does not mean to say that you can't have fun. There are many things you can do which are free or cost very little.
The obvious ones are, inviting friends and family over for a get together, with each family bringing something in the way of food. You could use this time to bond with your family and even play 'old fashioned' games of cards etc.
Taking your small children to the local park and devising games for them to enjoy. By accessing and preparing the situation, you could plan an event which could also include many other local children.
Taking time out to read the books which are freely available from the library. You may also find that there are many local events listed in the library boards, which you had not thought about. Also many libraries have 'children story times', which will give the children a time to be with other children and yourself, some free time nearby.
That is just three simple things you could do. There are many suggestions in my eBook and please feel free to get the FREE REPORT.
Still on a positive note, have a look at this site ... I definitely recommend it.
Aine
Debts Challenge - Have Fun in Debt
Just because you are in debt, does not mean to say that you can't have fun. There are many things you can do which are free or cost very little.
The obvious ones are, inviting friends and family over for a get together, with each family bringing something in the way of food. You could use this time to bond with your family and even play 'old fashioned' games of cards etc.
Taking your small children to the local park and devising games for them to enjoy. By accessing and preparing the situation, you could plan an event which could also include many other local children.
Taking time out to read the books which are freely available from the library. You may also find that there are many local events listed in the library boards, which you had not thought about. Also many libraries have 'children story times', which will give the children a time to be with other children and yourself, some free time nearby.
That is just three simple things you could do. There are many suggestions in my eBook and please feel free to get the FREE REPORT.
Still on a positive note, have a look at this site ... I definitely recommend it.
Aine
Debts Challenge - Have Fun in Debt
Thursday, June 21, 2007
Have Fun In Debt
Have Fun In Debt
Many people are surprised by this statement. The obvious question from them is - How can you have fun when you are in debt and you've no money?
Debt is liken to a cancer. It can destroy your soul. The constant worrying about how you are going to pay for your everyday living expense can affect your health detrimentally.
Therefore, it is imperative that you find the ways to have fun, even in debt, for your own sanity and the future happiness of all you family.
Within my eBook there are many suggestions of how you can have a fun filled and happy life. Nobody in this world who should suffer illness and depression, just because of debts.
Debts Challenge - Have Fun in Debt - FREE RRPORT
Many people are surprised by this statement. The obvious question from them is - How can you have fun when you are in debt and you've no money?
Debt is liken to a cancer. It can destroy your soul. The constant worrying about how you are going to pay for your everyday living expense can affect your health detrimentally.
Therefore, it is imperative that you find the ways to have fun, even in debt, for your own sanity and the future happiness of all you family.
Within my eBook there are many suggestions of how you can have a fun filled and happy life. Nobody in this world who should suffer illness and depression, just because of debts.
Debts Challenge - Have Fun in Debt - FREE RRPORT
Wednesday, June 20, 2007
HELP WITH DEBT PROBLEM
Click HERE to register for details of the relaunch of Debts-Challenge.
The reason why I am relaunching this eBook is because I have since found some excellent information which I want to include in it.
It all honesty, there is hardly a day goes by when I think of the people who have committed suicide, just because of their debts. You may have read that I was inspired to write this eBook last year because of a gentleman who lived in the next town to me, he killed himself because he could not afford to pay for his rent! I find that so incredibly sad. Also, there are many people who have fallen on hard times, now living with constant stress because of the lack of income.
Tomorrow I shall start a list of some of the reasons why people are in debt!
Aine Callan
Debts Challenge
Monday, June 11, 2007
HELP WITH DEBT PROBLEM
Credit card debt is getting out of control for many people. They use one credit card to help get through one month when their income does not cover their normal daily expense. At first they don't worry about this as they know that within a certain period of time, they will at least get a rise to bring more money into their budget.
But when the rise comes, it's less then they expected. In the meantime, their bills are rising more each year than their salaries. Maybe they have not got the change of getting a better paid position because of where they live.
There are many reasons why people fall into debt and they are certainly not all because of irresponsible spending. In a vast amount of cases it is because they lose their jobs, became ill, had to look after someone else etc. etc.
If you are in that situation and want to start earning some money at home, on your computer without having to own a website, without asking other people to sign up for this that or the other, then you'll find the easiest method of earning money at here - www.ez4u2gowebbusiness.com
Debts Challenge - Help With Debt Problem
But when the rise comes, it's less then they expected. In the meantime, their bills are rising more each year than their salaries. Maybe they have not got the change of getting a better paid position because of where they live.
There are many reasons why people fall into debt and they are certainly not all because of irresponsible spending. In a vast amount of cases it is because they lose their jobs, became ill, had to look after someone else etc. etc.
If you are in that situation and want to start earning some money at home, on your computer without having to own a website, without asking other people to sign up for this that or the other, then you'll find the easiest method of earning money at here - www.ez4u2gowebbusiness.com
Debts Challenge - Help With Debt Problem
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